We can operate effectively in a Fee-based (assets under management) or fee-only (billed hourly) servicing model, ensuring compensation is clear and fair.
We’re embracing technology, so meetings can be held in person, by phone, skype, or facetime. In addition, documents can be returned by drop-off, fax, scan, text, or emailed with electronic signatures straight from your smartphone or tablet.
We maintain a fiduciary duty and adhere to the Institute of Advanced Financial Planners’ Code of Ethics and Professional Standards of Practice for RFPs.
The pursuit of a higher degree of education is fundamental to our firm. Currently, Meagan Balaneski holds three designations: CFP, CLU, R.F.P.
CFP stands for Certified Financial Planner. CFP professionals have proven a commitment to ethics and a high level of continuing education within the industry.
CIM stands for Chartered Investment Manager. It is one of two designations accepted in Canada as a prerequisite for the coveted 'Portfolio Manager' status.
CLU stands for Chartered Life Underwriter. The CLU designation is a specialized tax and estate planning designation, with a focus on risk management for business owners.
R.F.P. stands for Registered Financial Planner. R.F.P. designation holders are competent in and actively practice advanced financial planning. The R.F.P. designation is the longest standing and highest possible standard of professional practice for financial planners in Canada.
Investment Advisor, Manulife Securities Incorporated regulated by the Investment Industry Organization of Canada (IIROC). You can find us via the National Registration Search.
The insurance regulators regulate segregated funds as well as insurance. Insurance is a bit different because advisors can either be registered individually, or as a representative for their company. Being a border community, you’ll find us in both Alberta and Saskatchewan.
Being a member of multiple industry organizations that work actively to increase the knowledge and proficiency of advisors in Canada and worldwide is how we give back and help to lead by example. Meagan Balaneski is currently a member of Advocis, the oldest and largest volunteer professional membership association of financial advisors and planners in Canada, and a qualifying member of the Million Dollar Round Table (2012 to 2019). MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business.
"We have worked with Meagan since she started her business. She is extremely knowledgeable, and passionate about her work and clients, I never hesitate to ask her questions or for explanations of anything we are discussing. Her interpersonal skills are excellent. I value her work ethics and have no hesitation in fully recommending her as registered financial planner." - Linda Hegseth
"I have worked/volunteered with Meagan at the Vermilion and District Chamber of Commerce while she is the Treasurer and me as the President. I have found Meagan to excel in her role as Treasurer, understanding her responsibilities and always moving the organization forward with suggestions on best practices." - Scott Kovatch
"Advisors like Meagan are the future of financial planning. Strongest endorsement possible. Feel free to contact me for further discussion." - Brad Brain